To insure your car, home or RV, PMT ROY Damage Insurance Agency’s personalized services provide just what you’re looking for. Contact one of our agents now!

Women with dog moving
Women with dog moving

Why choose us?

Expertise and support

PMT ROY Agency, it’s 100+ dedicated and available agents specialized in Intact Insurance products. Their product knowledge and extensive insurance experience will give you peace of mind whether buying insurance or making a claim.


With just a few clicks on the Intact Insurance app or the Client Centre, you can consult your insurance documents, file a claim, pay your bills and a lot more besides. These easy-to-use services will make your life much simpler.

Our insurance solutions

Find the coverage that best meets your needs from our extensive range of insurance products.



House, condo, apartment, valuables – find the insurance that matches your lifestyle. And if eligible, you could also qualify for one forgiven claim under our Good Record Protection program!***

Get personalized coverage and the home insurance you need

Safe and secure at home: Staying safe and secure at home has never been so simple! Take advantage of Intact Insurance’s most competitive rates, including Good Record Protection! 

  • Good Record Protection: You’re covered for one claim for water, fire or other damage* in any five-year period without any increase in your home insurance premium. 
  • S.O.S. Identity™ : Add identity theft coverage and cyber protection to your home insurance and enjoy online access to mental health and physical wellness programs. 
  • Synchro InsuranceTM : Synchro InsuranceTM is a flexible and beneficial solution. Bundle your car and home insurance and save up to 15% on your home insurance. 

For more information, request an online quote or call your agent



Get a discount of up to 25% thanks to Intact Insurance’s my DriveTM * program. You could also benefit from two forgiven accident claims through our Good Driving Record Protection program** and enjoy Replacement Insurance.

Car insurance

Take advantage of car insurance tailored to your needs with these Intact Insurance programs:

Good Driving Benefits: Take advantage of Intact Insurance’s most competitive premium and other benefits! This best offer bundles the my Drive™ program and the no-cost Good Driving Record Protection program, and adds roadside assistance for a small monthly fee*!  

  • my Drive™: Interested in a discount to reward your good driving habits? With my Drive™, you get personalized tips to improve your driving habits and up to a 25% reduction on your car insurance!
  • Good Driving Record Protection: Your car insurance premium will not go up with Intact with one or even two  at-fault accidents during a five-year period. 
  • Roadside assistance: In the event of trouble on the road, you are covered for four service requests per year, including towing (within 50 km), battery boost, door unlocking and much more! 

  • Synchro Insurance™: By bundling your car and home insurance, you can benefit from better coverage at a lower rate. Talk to your agent! 

For more information, request an online quote or call your agent



Hit the road in your recreational vehicle without a care in the world! Protect your camper, trailer, motorbike, ATV, snowmobile or boat with Intact Insurance.

Enjoy peace of mind in your RV as you travel roads, byways and watersides worry-free with the insurance coverage you need.

Depending on your type of RV, you can enjoy various benefits:*

  • Highly competitive rates
  • Intact Insurance Roadside Assistance** 
  • Additional savings of up to 15% on your home insurance with Synchro Insurance™ if you bundle your RV and home insurance contracts.
  • An additional discount if you belong to an RV association, club or group recognized by Intact Insurance.
  • And much more! 

For more information on the specific benefits for each type of vehicle, call your agent

**Roadside Assistance services vary according to type of motor vehicle. These services are provided by an independent third-party.



Are you a member of an association, group, or employed by one of the organizations listed below? You could enjoy exlusive perks and discounts! Contact us to get your personalized quote.

APCHQ Bois-Francs
Anges Québec
Maisons RE/MAX
Coop Hydro-Québec
CAM Coop
Réseau M
Fondation Québécoise des Vétérans

Commercial Insurance and Financial Services

Whether it is for life insurance, group insurance, commercial insurance or any other financial advising needs, the brokers at PMT ROY Damage Insurance Brokerage and Financial Firm are available to help you find the best products for your needs, to protect your business and guide you through the different stages of life.

Contact a PMT ROY broker



Travel Insurance

Medical care, hospitalization, repatriation following an illness or accident, trip cancellation and baggage insurance are just some examples of the coverage our partner SecuriGlobe can offer you. Retirees, athletes, backpackers and snowbirds: we have the right protection for you!

Get a quote with SecuriGlobe

News and Promotions

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With Roadside Assistance, help is on the way

When it comes to cars, little things going wrong can leave you stranded. Roadside Assistance on the Intact Insurance app is here to help with:

  • Jump-starting your battery
  • Unlocking your car doors (if applicable)
  • Changing a flat tire (if applicable)
  • Delivering gas
  • Winching (extracting a stuck vehicle)

Call us to get Roadside Assistance

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Discover the Intact app

Enjoy easy, secure and on-demand access to your Intact Insurance policy documents, billing statements and claims information, anytime, anywhere and from any device.

Download the app now

Experience insurance at your fingertips

Online services available 24/7. For peace of mind, access your insurance documents, and much more, anytime from anywhere. 

Contact us

Business hours:
Weekdays: 8:30 a.m. – 5:00 p.m.

Telephone : 1-844-981-2051

Weekdays: 8:00 a.m. – 8:00 p.m.
Saturdays: 9:00 a.m. – 4:00 p.m.


24/7 access to your insurance documents with Client Centre
Access Client Centre

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In the event of a claim, our agents collaborate with Intact Insurance claims adjusters to help you get off on the right foot. They are there to help you complete the claim process as quickly and as simply as possible.

Questions? Need insurance?

You've come to the right place!


“PMT ROY is a remarkable company. It’s big enough to offer great working conditions and lots of opportunities to get ahead. Yet it still maintains the closeness and human warmth of a family business. My manager supports me in the office or working from home, and I truly enjoy the company of my other colleagues.”

Karen Deschênes,
personal lines damage insurance agent



PMT ROY Agency is committed to involving, supporting and challenging you so you can achieve your full potential. As a member of the #FAMILLEPMTROY, you will benefit of the flexibility and freedom you require to let your personality shine every day.